Need construction liability insurance? Our construction experts can help.

Poms & Associates’ highly specialized Construction Practice combines a unique, market-centric perspective, years of hands-on construction business insurance experience, and unparalleled practical expertise.

How do we do what we do? First we take great pains to understand your business and its specific needs. Then we design and determine the most effective and efficient ways to manage your risks.

Building on these proven methods, our Construction Practice works diligently to provide builders and contractors like you with premier construction insurance advice and counseling.



“Working with Poms has been an awesome experience. They have saved me and my employer time and money with their prompt response, strategic marketing of our needs to plan providers, ease of transition to new providers and excellent customer service.”

Sherri Paniagua
Human Resources Manager, Las Virgenes Municipal Water District, Calabasas, CA

Why Poms & Associates for your general contractor’s insurance or home construction insurance?

Our Construction Practice specialists truly understand construction and project management risks.

What’s more, we have extensive experience helping clients like you control risk. By strategically managing costs and processes, we can help you decrease expenses, increase revenues, improve margins and grow the overall value of your assets and portfolios to make your business more competitive and successful.

Here are just some of our services:

Building practice insurance program & design

Our experts will custom-design a construction liability insurance program for your exact needs. After assessing your specific risks and preferences, we’ll typically recommend property and casualty coverage, then discuss additional available coverage as appropriate:

  • worker’s compensation
  • environmental liability
  • professional liability
  • builders’ risk
  • surety
  • directors’ and officers’ (D&O) liability
  • cyber-risk
  • terrorism, and others.

Our experts can also provide consulting, administrative, management services and certificate monitoring services.


The Poms & Associates Surety Team has over 80 combined years of surety industry experience in both underwriting and managing bonding programs for general contractors, real estate developers, and commercial clients. Our Construction Surety Associates specialize in complex, large capacity and international placements. [LINK]

Construction project risk

Our focus is on helping reduce your overall risk—instead of simply transferring the responsibility for risk or its consequences of risk. That’s why our extensive, process-driven tools are designed to manage your business and project risks from inception to completion.

Our construction liability insurance experts offer proven solutions for both insurable and uninsurable risk, whether the goal is collaboration and risk sharing among all project participants, or defining and enforcing individual accountability.

Customized solutions include risk evaluation, loss prevention, loss control and mitigation, insurance, supply chain, crisis management, business continuity, mass tort and complex liabilities and other services.

Claim management

We work with your team to minimize your everyday risk exposure, helping you significantly reduce your collateral requirements. We also help hone your competitive edge by improving your experience modification rating—the number your insurer uses to look at the cost of your past claims and your chances of future risk.

Subcontractor financial scoring & prequalification

Subcontractor default is a significant risk, leading to delayed projects and destroyed profits. Poms & Associates can help you analyze a subcontractor’s financial situation and provide critical guidance for managing the risk of default.

Other construction business insurance programs

Poms & Associates offers both contractor-controlled insurance programs (CCIP) and owner-controlled insurance programs (OCIP). These programs, often referred to as wrap-up insurance, are specially designed to save premium costs through economy of scale, administrative savings, and aggressive loss control and claims practices. We can help you develop one to suit your needs.

Trust Poms & Associates for construction liability insurance

We’re proud of the way we serve our clients—and we believe that our high level of personalized service sets us apart from other construction insurance brokers. More importantly, our customer service also means you’ll have all the programs and advice you need to become more competitive in your specific marketplace.


The 5 Pillars of Risk Control

Whatever kind of business you run, there are bound to be at least a few risks involved. Learning how to control those risks not only keeps customers and employees safe, but also benefits your bottom line.

Learn five techniques for controlling risk in your company by downloading your free copy of “The 5 Pillars of Risk Control” today.