The Hardware & Home Improvement industry is not only unique in its opportunity and rapid growth across the country, it’s also unique in its risks and exposures.  That’s where the Hardware & Home Improvement insurance professionals at Poms & Associates come in.  Since 1991, Poms has developed many innovative association and group insurance programs based on our extensive knowledge of your business practices, problems and requirements.

You owe it to your bottom line to find out about the cost-effective, easy-to-implement solutions available right now that can be tailored to meet your exact insurance needs.

With Poms & Associates on the job for you, you’ll be able to devote more of your valuable time to home improvement sales, and less of your overhead to claims and settlements.

The Right Tools to Get the Job Done

Just like contractors and craftspeople need quality tools to do their best work, the Poms & Associates Hardware & Home Improvement team has a program stocked with specially chosen insurance products available at competitive rates to help run a successful hardware, lumber, home center, nursery and other home improvement business.

We back our products with in-house service—provided by an experienced staff equipped to treat you with the same kind of personal attention you give your customers.

Loss Control & Safety Services

One of the many unique services of Poms & Associates is our Loss Control inspections and safety and forklift training seminars.  Our team is available to design a program specific to your needs.

Services You Can Count On

  • Property
  • In-store Rental
  • General Liability
  • Umbrella
  • Business Auto
  • Workers’ Compensation
  • Employment Practice Liability
  • All Commercial Lines

Success is All About Who You Know

Our knowledge of the hardware business can be your key to lower insurance costs.  To learn more about our customized services for the Hardware & Home Improvement industry, please contact a specially-trained representative at Poms & Associates.

To find a representative near you, contact our corporate office at [800] 578.8802.



“Working with Poms has been an awesome experience. They have saved me and my employer time and money with their prompt response, strategic marketing of our needs to plan providers, ease of transition to new providers and excellent customer service.”

Sherri Paniagua
Human Resources Manager, Las Virgenes Municipal Water District, Calabasas, CA